:root {
    --primary-900: #0C1E3A;
    --primary-800: #122D56;
    --primary-700: #1B4178;
    --primary-600: #1E5A9E;
    --primary-500: #2874B8;
    --primary-400: #4A9AD4;
    --primary-300: #7DB8E3;
    --primary-200: #B0D5F0;
    --primary-100: #DAE9F7;
    --primary-50: #EDF4FB;
    --accent-600: #0D8B7A;
    --accent-500: #10A892;
    --accent-400: #2EC4AA;
    --accent-300: #6ED8C5;
    --accent-200: #A8E8DB;
    --accent-100: #D5F5EE;
    --accent-50: #EDFAF7;
    --gray-50: #F8FAFC;
    --gray-100: #F1F5F9;
    --gray-200: #E2E8F0;
    --gray-300: #CBD5E1;
    --gray-400: #94A3B8;
    --gray-500: #64748B;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1E293B;
    --gray-900: #0F172A;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.08), 0 2px 4px -2px rgba(0,0,0,0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.08), 0 4px 6px -4px rgba(0,0,0,0.06);
    --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.08), 0 8px 10px -6px rgba(0,0,0,0.04);
    --shadow-2xl: 0 25px 50px -12px rgba(0,0,0,0.15);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 20px;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    color: var(--gray-800); line-height: 1.6; background: #fff;
    -webkit-font-smoothing: antialiased;
}
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }
/* NAV */
.nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--gray-200); height: 64px;
}
.nav .container { display: flex; align-items: center; justify-content: space-between; height: 100%; }
.nav-logo { font-size: 18px; font-weight: 800; color: var(--primary-800); text-decoration: none; letter-spacing: -0.5px; }
.nav-logo span { color: var(--accent-500); }
.nav-links { display: flex; align-items: center; gap: 28px; list-style: none; }
.nav-links a { font-size: 14px; font-weight: 500; color: var(--gray-600); text-decoration: none; transition: color 0.2s; }
.nav-links a:hover { color: var(--primary-600); }
.nav-cta {
    background: linear-gradient(135deg, var(--primary-700), var(--primary-500));
    color: #fff !important; padding: 10px 22px; border-radius: var(--radius-sm);
    font-weight: 700; font-size: 14px;
    box-shadow: 0 4px 14px rgba(40,116,184,0.3); transition: transform 0.2s, box-shadow 0.2s;
}
.nav-cta:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(40,116,184,0.4); }
.nav-hamburger { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-hamburger svg { width: 24px; height: 24px; stroke: var(--gray-700); }
/* BUTTONS */
.btn-primary {
    display: inline-flex; align-items: center; gap: 8px;
    background: linear-gradient(135deg, var(--primary-700), var(--primary-500));
    color: #fff; padding: 16px 32px; border-radius: var(--radius-md);
    font-weight: 700; font-size: 16px; text-decoration: none; border: none; cursor: pointer;
    box-shadow: 0 4px 14px rgba(40,116,184,0.3); transition: transform 0.2s, box-shadow 0.2s;
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(40,116,184,0.35); }
.btn-secondary {
    display: inline-flex; align-items: center; gap: 8px;
    background: #fff; color: var(--primary-700); padding: 16px 32px;
    border-radius: var(--radius-md); font-weight: 700; font-size: 16px;
    text-decoration: none; border: 2px solid var(--primary-200); transition: border-color 0.2s, background 0.2s;
}
.btn-secondary:hover { border-color: var(--primary-400); background: var(--primary-50); }
/* SECTIONS */
.section { padding: 80px 0; }
.section-alt { background: var(--gray-50); }
.section-header { text-align: center; max-width: 700px; margin: 0 auto 48px; }
.section-label { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; color: var(--primary-500); margin-bottom: 12px; }
.section-title { font-size: 36px; font-weight: 900; color: var(--gray-900); margin-bottom: 16px; letter-spacing: -0.5px; line-height: 1.2; }
.section-desc { font-size: 17px; color: var(--gray-500); line-height: 1.7; }
/* SUBPAGE HERO */
.subpage-hero {
    padding: 120px 0 60px;
    background: linear-gradient(175deg, var(--primary-50) 0%, #fff 50%);
    position: relative; overflow: hidden;
}
.subpage-hero::before {
    content: ''; position: absolute; top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, var(--accent-100) 0%, transparent 70%);
    pointer-events: none;
}
.subpage-hero h1 { font-size: 40px; font-weight: 900; line-height: 1.2; color: var(--gray-900); margin-bottom: 16px; letter-spacing: -1px; }
.subpage-hero h1 em { font-style: normal; color: var(--primary-600); }
.subpage-hero .lead { font-size: 18px; color: var(--gray-600); line-height: 1.7; max-width: 680px; }
/* BREADCRUMB */
.breadcrumb { font-size: 13px; color: var(--gray-400); margin-bottom: 24px; }
.breadcrumb a { color: var(--primary-500); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
/* CONTENT */
.content-section { padding: 60px 0; }
.content-section h2 { font-size: 28px; font-weight: 800; color: var(--gray-900); margin-bottom: 16px; margin-top: 48px; }
.content-section h2:first-child { margin-top: 0; }
.content-section h3 { font-size: 20px; font-weight: 700; color: var(--gray-800); margin-bottom: 12px; margin-top: 32px; }
.content-section p { font-size: 16px; color: var(--gray-600); line-height: 1.8; margin-bottom: 16px; }
.content-section ul, .content-section ol { margin: 16px 0; padding-left: 24px; }
.content-section li { font-size: 15px; color: var(--gray-600); line-height: 1.7; margin-bottom: 8px; }
.content-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 60px; align-items: start; }
.content-sidebar { position: sticky; top: 88px; }
.sidebar-card {
    background: #fff; border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg); padding: 28px;
    box-shadow: var(--shadow-md); margin-bottom: 24px;
}
.sidebar-card h4 { font-size: 16px; font-weight: 700; color: var(--gray-900); margin-bottom: 16px; }
.sidebar-card p { font-size: 14px; color: var(--gray-500); line-height: 1.6; margin-bottom: 12px; }
.sidebar-card .btn-primary { width: 100%; justify-content: center; padding: 14px 24px; font-size: 14px; }
/* PROCESS STEPS (detailed) */
.step-block { display: flex; gap: 24px; margin-bottom: 40px; align-items: flex-start; }
.step-num {
    width: 48px; height: 48px; min-width: 48px; border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-700), var(--primary-500));
    color: #fff; font-size: 20px; font-weight: 800;
    display: flex; align-items: center; justify-content: center;
    box-shadow: 0 4px 14px rgba(40,116,184,0.3);
}
.step-content h3 { margin-top: 0; font-size: 20px; }
.step-content p { margin-bottom: 8px; }
/* FORM */
.form-section { background: linear-gradient(175deg, var(--primary-50) 0%, #fff 100%); padding: 80px 0; }
.form-wrap {
    max-width: 680px; margin: 0 auto;
    background: #fff; border: 1px solid var(--gray-200);
    border-radius: var(--radius-xl); padding: 48px; box-shadow: var(--shadow-xl);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { margin-bottom: 0; }
.form-group.full { grid-column: 1 / -1; }
.form-group label { display: block; font-size: 14px; font-weight: 600; color: var(--gray-700); margin-bottom: 6px; }
.form-group label .req { color: var(--primary-500); }
.form-group input, .form-group select, .form-group textarea {
    width: 100%; padding: 12px 16px; border: 1px solid var(--gray-300);
    border-radius: var(--radius-sm); font-size: 15px; font-family: inherit;
    color: var(--gray-800); background: #fff; transition: border-color 0.2s, box-shadow 0.2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    outline: none; border-color: var(--primary-400); box-shadow: 0 0 0 3px rgba(40,116,184,0.1);
}
.form-group textarea { min-height: 100px; resize: vertical; }
.form-submit {
    width: 100%; margin-top: 24px; padding: 16px;
    background: linear-gradient(135deg, var(--primary-700), var(--primary-500));
    color: #fff; border: none; border-radius: var(--radius-md);
    font-size: 16px; font-weight: 700; cursor: pointer;
    box-shadow: 0 4px 14px rgba(40,116,184,0.3); transition: transform 0.2s, box-shadow 0.2s;
}
.form-submit:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(40,116,184,0.4); }
.form-trust { text-align: center; font-size: 13px; color: var(--gray-400); margin-top: 16px; }
/* CONTACT INFO */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin: 32px 0; }
.contact-card {
    background: #fff; border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg); padding: 28px; text-align: center;
    transition: box-shadow 0.2s;
}
.contact-card:hover { box-shadow: var(--shadow-md); }
.contact-card-icon {
    width: 48px; height: 48px; border-radius: 50%; margin: 0 auto 12px;
    background: var(--primary-50); display: flex; align-items: center; justify-content: center;
}
.contact-card-icon svg { width: 22px; height: 22px; stroke: var(--primary-600); fill: none; }
.contact-card h3 { font-size: 15px; font-weight: 700; color: var(--gray-900); margin-bottom: 4px; }
.contact-card p { font-size: 14px; color: var(--gray-500); }
.contact-card a { color: var(--primary-600); text-decoration: none; font-weight: 600; }
.contact-card a:hover { text-decoration: underline; }
/* FOOTER */
.footer { background: var(--gray-900); color: rgba(255,255,255,0.6); padding: 48px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px; margin-bottom: 32px; }
.footer-brand { font-size: 18px; font-weight: 800; color: #fff; margin-bottom: 12px; }
.footer-brand span { color: var(--accent-400); }
.footer p { font-size: 14px; line-height: 1.7; }
.footer h4 { font-size: 14px; font-weight: 700; color: #fff; margin-bottom: 16px; text-transform: uppercase; letter-spacing: 1px; }
.footer-links { list-style: none; }
.footer-links li { margin-bottom: 10px; }
.footer-links a { color: rgba(255,255,255,0.6); text-decoration: none; font-size: 14px; transition: color 0.2s; }
.footer-links a:hover { color: var(--accent-400); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 24px; text-align: center; font-size: 13px; }
/* RESPONSIVE */
@media (max-width: 900px) {
    .nav-links { display: none; }
    .nav-hamburger { display: block; }
    .nav-links.open {
        display: flex; flex-direction: column;
        position: absolute; top: 64px; left: 0; right: 0;
        background: #fff; padding: 24px;
        border-bottom: 1px solid var(--gray-200); box-shadow: var(--shadow-lg);
    }
    .content-grid { grid-template-columns: 1fr; }
    .content-sidebar { position: static; }
    .contact-grid { grid-template-columns: 1fr; }
    .form-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .subpage-hero h1 { font-size: 30px; }
}
@media (max-width: 600px) {
    .section-title { font-size: 28px; }
    .form-wrap { padding: 28px; }
    .step-block { flex-direction: column; }
}

/* Consent checkboxes */
.form-consents { margin-top: 20px; }
.consent-label {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 14px;
    color: var(--gray-600);
    cursor: pointer;
    margin-bottom: 12px;
    line-height: 1.5;
}
.consent-label input[type="checkbox"] {
    margin-top: 3px;
    width: 18px;
    height: 18px;
    flex-shrink: 0;
    accent-color: var(--primary-600);
}
.consent-label a {
    color: var(--primary-600);
    font-weight: 600;
    text-decoration: underline;
}
.consent-note {
    font-size: 13px;
    color: var(--gray-500);
    margin-top: 8px;
    padding-left: 28px;
    line-height: 1.6;
}
.consent-note a {
    color: var(--primary-600);
    font-weight: 600;
}

/* Legal pages */
.legal-content h2 {
    font-size: 18px;
    font-weight: 700;
    color: var(--primary-900);
    margin-top: 32px;
    margin-bottom: 12px;
    padding-bottom: 8px;
    border-bottom: 1px solid var(--gray-200);
}
.legal-content h3 {
    font-size: 16px;
    font-weight: 700;
    color: var(--gray-800);
    margin-top: 24px;
    margin-bottom: 10px;
}
.legal-content p, .legal-content li {
    font-size: 15px;
    color: var(--gray-600);
    line-height: 1.7;
}
.legal-content ul, .legal-content ol {
    padding-left: 20px;
    margin: 8px 0 16px;
}
.legal-content li { margin-bottom: 6px; }
.legal-content a { color: var(--primary-600); }
.content-section { padding: 48px 0 64px; }